Digital planning is a new hobby (and obsession). I’ve been fielding a lot of questions about this new benture, so why not compile an FAQ page.
I learned about digital planning and was inspired by @digitallyplanning on Instagram. There is a learning curve. If you want to learn more, I suggest watching all the free Instagram and YouTube videos with the tag #digitalplanning.
Why did you change from paper (Erin Condren planners)? In the long run, digital planning is less cost and stuff. I’m a wannabe minimalist and having all the pens, stickers, physical planners wasn’t my style anymore. I’m a gadget geek and I’m digital all the way (even with my budget with YNAB, @youneedabudget).
Any other questions I missed? Ask away in the comments below. P.S. I’m not sponsored by any of the products or people mentioned.
We have 15 days left in the month! Will we stay within our budget?
Currently, our monthly food budget is ~$800 for (4) people; Jay doesn’t live with us as he’s 20 years old. This includes grocery shopping, the occasional eating out, vitamins/supplements (basically anything we ingest goes in this budget category, except for beer and my work lunch money; we have separate budget category just for Jesse’s beer, it’s a very touchy/controversial subject in the DFC space along with how much our food budget is).
Truthfully, there have been months this year where we’ve spent almost double this budget in a month. Yeah, going over budget happens a lot in this category. We’ve pulled from other categories to account for overspending on food and that’s been ok for us. However, I really want to focus on staying “on track” or within the goal budgeted for this category in December and monthly going into 2020.
After we paid off $115k of debt last year, this was a budget we intentionally increased, but it’s gotten a little crazy. FYI: our food budget was $800 a month during the debt-payoff period. We aren’t the best at penny-pinching in the food budget. It’s a constant work in progress. Maybe time to permanently increase the budget to $900 or $1,000. I’m ready for the “hate” mail.
Ways we are going to reach our food budget goals (that have worked for us in the past): less eating out, more meal planning, eating all the left overs, packing lunches for work/school, freezer/pantry challenges & clean-outs, and potlucks for special occasions.
[Life Hack] I make decisions all day at work and home. To suffer less decision fatigue, I make my work wardrobe as easy as possible. I made myself a uniform!
This year, I purchased (5) black skirt suits and (5) black blouses with lint brush (lint brush not pictured, but lint is 😹). I wear black pumps with cheap, but good, black hosiery. Also, I wash and hang dry the suits (no dry cleaning bill for this gal). I don’t keep up with the work clothes trends as I’d rather spend the money on other things.